Business & Property Insurance
Clear, personalised insurance guidance designed to help protect your business, property, people and operations as your organisation grows and changes.
Protection for the business you have worked hard to build.
Insurance is an unavoidable part of owning a business, so it is important to get it right. FIG provides transparent, personalised support across policies, renewals, claims and changing business risks.
With decades of experience and access to a broad broker network, our team helps you understand your options and arrange cover suited to your circumstances.
Industries we support
We work with businesses across a broad range of sectors and understand that each industry carries different risks and responsibilities.
Hospitality & Tourism
Retail & Consumer Goods
Trade & Construction
Civil Contracts & Engineering
Real Estate & Strata
Finance & Accounting
Health, Beauty & Medical
IT & Technology
Property Development
Insurance categories
Our team can assist across core business protections, specialist risks, property, construction, vehicles and workforce cover.
Professional Indemnity
Cover for claims arising from alleged negligence, errors or omissions in professional services.
Public & Product Liability
Protection against third-party injury or property damage claims connected to your operations or products.
Management Liability
Protection for business owners and managers against certain claims of mismanagement or misconduct.
Commercial Property
Cover for business premises, contents and selected property-related risks.
Contract Works
Insurance for construction projects, including works, materials and selected liability exposures.
Industrial Special Risks
Broader protection for higher-value assets, property damage and business interruption exposures.
Workers Compensation
Cover for eligible employee injury costs and wage-related obligations, subject to relevant requirements.
Commercial Motor
Protection for business vehicles against selected damage, theft and liability risks.
Cyber Risk Liability
Cover for selected financial losses and liabilities arising from cyber incidents and data breaches.
The right time is before risk becomes a problem.
Regular reviews can help ensure your insurance remains relevant as your business changes, expands or enters new markets.
You have never used a broker
Receive guidance beyond price comparison, with cover considered around your actual business needs.
You have not reviewed recently
Confirm that your current policies still reflect your operations, assets and responsibilities.
Your business is growing
Review new exposures created by additional staff, contracts, locations or services.
You are opening or acquiring another business
Identify unfamiliar risks and establish appropriate protection before expansion.
The market has changed
Respond to shifts in legislation, industry conditions, insurer appetite and natural-disaster exposure.
Experienced guidance and stronger negotiating reach.
FIG has served clients since 1992 and is part of Community Broker Network, one of Australia’s largest networks of authorised brokers. This supports access to a broad insurance market and stronger negotiating capability.
Better policy terms
We compare available options and advocate for cover aligned with your circumstances.
Competitive outcomes
Our network strength can support more competitive pricing and broader policy options.
Ongoing support
We remain in contact as your business, industry and insurance requirements evolve.
Claims guidance
Our team can assist you in understanding the claims process and communicating with insurers.
Review your business protection.
Speak with the FIG team about your current cover, new risks or upcoming business changes.
Contact Our Team →